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Only Retire Once: How to Avoid the 9 Deadly Mistakes of Retirement

Only Retire Once: How to Avoid the 9 Deadly Mistakes of Retirement

Roy Williams
4/5 ( ratings)
Read Download
Each day 10,000 members of the baby boom generation retire. It’s a steady, lockstep march of newly-arrived retirement age Americans that will continue unabated for the next 19 years. Unfortunately, nearly half of today’s workers seriously doubt their ability to retire comfortably and a record number of Americans – more than a quarter – have pretty much given up on the idea of ever achieving anything close to what previous generations would call a comfortable retirement.

Retirement planning expert Roy Williams shows his readers how to escape joining such a sad and sobering statistic in his book Only Retire Once: How to Avoid the Nine Deadly Mistakes of Retirement. First, by insisting on a strict adherence to a reality-based view of what retirement living really costs. And second, by constructing a careful cash flow management plan based on a reasonable return on assets along with an appropriate use of tax and estate laws to minimize retirement tax burdens and maximize the legacy passed along to heirs.

Only Retire Once begins with the most practical questions – when, how and where to retire? It asks its readers to discard the commonly held idea that expenses will be less in retirement – the truth is, your expenses will be at least the same and likely more. Next, the author challenges our tendency to avoid thinking about life’s curve balls and how the unexpected might impact our best-laid plans.

Whether it’s a major unanticipated health care cost, or providing financial assistance to a child or other family member, or a child returning home to live while the economy improves, Roy advises his reader to abandon any assumption that includes “That won’t happen to me.” Instead Roy insists that his readers take off their proverbial rose-colored glasses and assess what might happen with their eyes wide open.

Roy also uses his considerable tax and legal expertise to provide essential advice on estate and legacy planning. Even if your estate is moderate, his tips and techniques will ensure that your heirs benefit from the smart decisions you make as a result of reading this book.

Woven throughout the book’s practical and timely advice are engaging stories that illustrate the book’s main concepts and recommendations taken directly from Roy’s vast client experiences.

In the end, Only Retire Once is a book designed to deliver on its promise. Follow the author’s practical, well-tested advice and avoid the nine deadly sins of retirement savings. Then, when you do finally decide to leave the working world behind for good, that’s exactly what you’ll be able to do – retire once without any return engagements.

=====

Roy Williams has written an important book for individuals who are planning for retirement or are already retired. Roy delves into issues most financial advisors avoid. He writes about budgeting the true costs of health care, weddings, being a grandparent, and other items most trusted advisors, frankly including myself, don’t often think about.
Roy also presents something missing in 99% of all financial books—perspective. I know Roy personally and know him to be an excellent advisor with 30+ years of experience. He has seen it all and not only provides wisdom in his book, but also provides some big picture advice that exceeds the pure financial advise you might expect from a book about retirement plan­ning. For example, he writes bluntly about not only the joys of marriage, but also the financial agony of divorce. He cites a little known statistic that 67% of second marriages don’t work out and 73% of third marriages don’t work out. He also talks about the problems divorcees have with their kids.
Language
English
Format
Kindle Edition
Publisher
Williams Family Press
Release
April 28, 2014

Only Retire Once: How to Avoid the 9 Deadly Mistakes of Retirement

Roy Williams
4/5 ( ratings)
Read Download
Each day 10,000 members of the baby boom generation retire. It’s a steady, lockstep march of newly-arrived retirement age Americans that will continue unabated for the next 19 years. Unfortunately, nearly half of today’s workers seriously doubt their ability to retire comfortably and a record number of Americans – more than a quarter – have pretty much given up on the idea of ever achieving anything close to what previous generations would call a comfortable retirement.

Retirement planning expert Roy Williams shows his readers how to escape joining such a sad and sobering statistic in his book Only Retire Once: How to Avoid the Nine Deadly Mistakes of Retirement. First, by insisting on a strict adherence to a reality-based view of what retirement living really costs. And second, by constructing a careful cash flow management plan based on a reasonable return on assets along with an appropriate use of tax and estate laws to minimize retirement tax burdens and maximize the legacy passed along to heirs.

Only Retire Once begins with the most practical questions – when, how and where to retire? It asks its readers to discard the commonly held idea that expenses will be less in retirement – the truth is, your expenses will be at least the same and likely more. Next, the author challenges our tendency to avoid thinking about life’s curve balls and how the unexpected might impact our best-laid plans.

Whether it’s a major unanticipated health care cost, or providing financial assistance to a child or other family member, or a child returning home to live while the economy improves, Roy advises his reader to abandon any assumption that includes “That won’t happen to me.” Instead Roy insists that his readers take off their proverbial rose-colored glasses and assess what might happen with their eyes wide open.

Roy also uses his considerable tax and legal expertise to provide essential advice on estate and legacy planning. Even if your estate is moderate, his tips and techniques will ensure that your heirs benefit from the smart decisions you make as a result of reading this book.

Woven throughout the book’s practical and timely advice are engaging stories that illustrate the book’s main concepts and recommendations taken directly from Roy’s vast client experiences.

In the end, Only Retire Once is a book designed to deliver on its promise. Follow the author’s practical, well-tested advice and avoid the nine deadly sins of retirement savings. Then, when you do finally decide to leave the working world behind for good, that’s exactly what you’ll be able to do – retire once without any return engagements.

=====

Roy Williams has written an important book for individuals who are planning for retirement or are already retired. Roy delves into issues most financial advisors avoid. He writes about budgeting the true costs of health care, weddings, being a grandparent, and other items most trusted advisors, frankly including myself, don’t often think about.
Roy also presents something missing in 99% of all financial books—perspective. I know Roy personally and know him to be an excellent advisor with 30+ years of experience. He has seen it all and not only provides wisdom in his book, but also provides some big picture advice that exceeds the pure financial advise you might expect from a book about retirement plan­ning. For example, he writes bluntly about not only the joys of marriage, but also the financial agony of divorce. He cites a little known statistic that 67% of second marriages don’t work out and 73% of third marriages don’t work out. He also talks about the problems divorcees have with their kids.
Language
English
Format
Kindle Edition
Publisher
Williams Family Press
Release
April 28, 2014

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